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The coming of “” 32bit app usage in the fall 2018 macOS release finally forced my hand: I was going to have to update my single longest-used app, Quicken 2007. I’ve been using Quicken in some form since 1994, but stopped with Quicken 2007—I found the newer versions worse than Quicken 2007, so I never upgraded. Yes, I was using an eleven-year-old app to track our family’s spending and investments. Basically because it worked (most of the time), and I didn’t like any of the alternatives, which I would occasionally test.

But Quicken 2007 was showing its age. In addition to its 32bitness, it had other issues: The UI was tiny and horrid, the windows never opened where I closed them (‘s saved layouts to the rescue!), and online access to my accounts was nearly non-existent. Worst of all, it would crash on occasion, necessitating rebuilding all my data files. It was finally time to find its replacement.

After —and asking on Twitter—I focused on three apps:,,. After looking at all three, I surprised myself by deciding that Quicken was the best tool for our use. Going in, I was dead set against it, mainly due to its annual subscription structure. (I hate subscription software in general, but as it turns out, this one.) Read on for brief overviews of each of these three apps (with more detail on Quicken) and my rationale for deciding on Quicken.

Getting started I was looking for an app that • Imported our historical Quicken data I didn’t want to lose 24+ years of our financial data. • Felt like a Mac app I wasn’t interested in something that felt like a port from Windows, or lacked the specific “Macness” one gets in an app written for the Mac.M • Offered accurate investment tracking Our investments are in a few accounts, and I like to monitor them all in one spot. • Included online account access I want to update our bank, credit card, and investment accounts from the source, instead of having to manually enter transactions.

Things I don’t really care about are bill pay (I use our bank), reports, budgets, and charts and graphs for anything outside the investments section of the app. As such, I can’t vouch for how well any of these three programs handle those tasks. All three apps imported my Quicken data file, though with varying degrees of success. Moneydance ignored the “hidden” status of accounts, so a lot of old, closed accounts showed up.

Banktivity won’t import reconciliations, so none of my accounts were reconciled. Still, these are relatively minor issues compared to successfully importing nearly 25 years worth of Quicken data. Now, here’s a brief overview of each of the three apps 3 – Moneydance This was the first app I looked at, and I pretty quickly ruled it out. I found the interface not to my liking—there are icons next to each account, which makes the layout look busy, and I found its register view confusing: Notice that entries take up two rows, but the white/blue background alternates every other rowso if you’re glancing at the register, it’s nearly impossible to pick out one transaction unless you click on it to select it. (It’s easy to tell them apart in this four-line partial register, but in the full register with comments on the second line for many entries, everything blends together.) Moneydance is a Java app. And while that doesn’t inherently make it bad, Java’s generic “write once for many platforms” code shows itself in a few places: The Preferences window doesn’t look anything like a native Mac app window, and the buttons in the app are definitely not macOS-style buttons. Performance-wise, the app feels a bit slow; it takes a couple of seconds to open an account in a new window after double-clicking its entry in the account list.

This is true even if it’s an account I just opened and then closed. Due to these issues, I quickly decided that Moneydance was not for me. 2 – Banktivity Banktivity was a strong contender; it was neck and neck with Quicken until I got more into the transition and looked closely at all of our accounts. Its account list view is also laden with icons—folder icons, new activity count badges, and status badges. It looks very busy, but once you get into an account, the view is much cleaner than Moneydance: This view can also be infested with icons, but those can (thankfully) be disabled in the app’s preferences.